Tag Archives: tax-free cash

Bend-over-backwards-flexible drawdown

Among the changes and conditions brought by the new drawdown rules is the tax position on death in drawdown – namely the tax charge on a lump sum death benefit rising from 35% to 55%. That has led many to … Continue reading

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Early pensions access: how to do it

Four options for allowing early pension access are set out in the Treasury’s consultation paper on early access to pension savings. In my last post, I looked at the non-starters. This time round, the clear winner for defined contribution schemes: … Continue reading

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What trees in conservation areas have to teach pension policymakers

If you’ve never had a problem with a tree in a conservation area, you’ll straight away be wondering where on earth I’m going with this. Don’t worry, it’s simple to explain. If you own a house in a conservation area … Continue reading

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